The financial platform
built for the trades.
Banking, cards, invoicing, bill pay, and real-time job profitability. One platform for every dollar moving through your shop.
Slater is a financial technology company, not a bank. Banking services provided by partner bank, member FDIC.
Welcome, Mike!
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The Platform
Every tool your back office needs, under one roof.
Corporate Cards
Issue virtual & physical cards with per-tech limits, category locks, and instant receipt capture.
Business Banking
FDIC-insured operating accounts with free same-day ACH and a dedicated tax set-aside sub-account.
Job Profitability
Live margin per job. Materials, labor, overhead — all reconciled in real time.
Invoicing
Invoices with built-in payment links. Customers pay ACH or card, you get paid same-day.
Bill Pay
Schedule supply-house and subcontractor payments. ACH, wire, check, or card — one inbox.
AI Bookkeeping
Transactions auto-categorize, receipts auto-match, and your books reconcile themselves.
Built for the trades
Whatever you build, we run the money.
Job Profitability
Know which jobs actually make you money.
Most contractors discover a bad job at tax time. Slater shows real-time margin per project so you can course-correct before the final invoice goes out.
- Live budget vs. actual on every job
- Flag jobs trending negative early
- Compare margins across job types and customers
Tax Set-Aside
Never get blindsided by a tax bill again.
Toggle on auto set-aside and Slater quietly moves a percentage of every deposit to a dedicated tax account. When Q4 rolls around, the money is already there.
- One toggle — set your percentage, we handle it
- Separate tax account, always visible
- Works with quarterly estimated payments
Spend Controls
Cards for every tech, limits you control.
Stop handing over a personal card and hoping for the best. Issue virtual or physical cards with per-card limits, category locks, and real-time receipt capture.
- Instant virtual cards for new hires
- Lock cards to specific merchant categories
- Receipts auto-matched to transactions
Invoicing & Bill Pay
Get paid faster. Pay vendors on your terms.
The average GC waits 83 days to get paid. Slater invoices go out with a payment link — customers pay ACH or card, money lands the same day.
- Payment links for faster customer payments
- Net 15, 30, 60, and 2/10 Net 30 terms
- ACH, wire, check, and card bill pay in one place
Customers
Real shops. Real impact.
“I used to find out a job lost money when my accountant called me in April. Now I know by Thursday of the week it closes.”
FAQ
Questions, answered.
Slater is a financial platform, not a bank. Banking services are provided by our partner bank, which is FDIC-insured. Deposits are protected up to $250,000.
Run the money side of your shop in 10 minutes a day.
Apply in under 10 minutes. No credit pull. No fee to open.